Teaching differently-abled children and youth to manage money, access benefits, and build economic independence
• 378 children reached in 2024-25
Financial Literacy for Disabled People
What This Programme Does
Economic independence is one of the most powerful forms of inclusion. A person who can manage their own money, access their own bank account, claim their government benefits, and make informed financial decisions is a person who does not need to depend on others for survival. For differently-abled children — who already face enormous barriers to employment and self-sufficiency — financial literacy is not a nice-to-have. It is foundational.
The Financial Literacy for Disabled People programme delivers engaging, accessible financial education to children with disabilities across four special school locations in Prakasam District. It uses sign language interpreters, visual aids, interactive activities, and peer discussion to make financial concepts accessible to children whose disabilities may otherwise make traditional financial education inaccessible.
Sessions in 2024–25
Children reached
School locations
%
Beneficiaries with improved mobility
What Participants Learn
Core Financial Concepts
- Budgeting basics — what income is, what expenses are, how to plan spending
- Saving — why to save, where to save, how to operate a savings account
- Banking fundamentals — how to open an account, use a passbook, make deposits and withdrawals
- UPI and digital payments — using phones for transactions safely
- Government benefits — SADAREM disability cards, scholarships, pension schemes, entitlements
Skills for Independence
- Understanding and comparing prices — making informed purchasing decisions
- Avoiding financial exploitation — recognising fraud, pressure tactics, and unfair deals
- Self-advocacy with financial institutions — communicating needs to bank staff
- Keeping simple financial records — tracking income, expenses, and savings
- Financial goal-setting — saving for a specific purpose like vocational tools or a business start-up
Programme Delivery
- 5 awareness and education sessions conducted in 2024–25 across special schools in Chimakurthy, Ongole, Kanigiri, and Kandukur
- 378 children with disabilities participated — hearing-impaired and intellectually disabled children both included
- Sign language interpreters present at all sessions — ensuring full access for hearing-impaired participants
- Interactive pamphlets with visual infographics distributed to all participants for ongoing reference
- Wall slogans and visual displays installed at participating schools to reinforce key financial concepts daily
- Practical exercises: simulated budgeting, role-play banking scenarios, UPI demonstration sessions